While it’s great to focus on increasing your income when paying off debt, building wealth, and more, it’s also important to continue to make an effort to save the money you make. The two go hand in hand. If you’re used to spending your money, you may be wondering how to save more money every month…. Read more
Blog
How to Make Money With Focus Groups
I love finding ways to make extra money. To me, it allows me to have more control over my finances and tell the universe that I don’t have to settle for my income. If I want to make more money, I can and there are plenty of opportunities out there. Last fall, I came across… Read more
Mid-Year Financial Goal Check-in
How often do you check in on your financial goals? I like to check in once a month at least, but I choose to do a more in-depth review about halfway through the year. This is so helpful when it comes to: Holding myself accountable Recognizing any necessary changes I need to my plan Narrowing… Read more
Frugal Summer Bucket List
Summer is almost here and I can’t wait! It was a BRUTAL winter here and the weather has been pretty cold/crappy for the last 6 months (November toward the end of April). I’m definitely going to be more appreciative of the warm weather months because summer always seems to fly by so fast. Taking a… Read more
How to Stop Living Paycheck to Paycheck Once and For All
Are you living paycheck to paycheck? You’re not alone. According to a Highland Solutions survey, more than 63% of Americans live paycheck to paycheck. According to this particular survey, the pandemic has increased the number of people who feel they are on a much tighter budget with even less room to spare. Unfortunately, this is… Read more
Can You Buy a House With a Low Credit Score?
This post is from our regular contributor, Angelique. With the cost of living on the rise, purchasing a house of your own can seem like a daunting goal to reach. Juggling the different responsibilities that arise in adulthood can create financial stress and for many, the casualty of such problems can result in a less… Read more
Why Do You Need a Full Emergency Fund?
Over the years, I heard a lot of people recommend that having a small emergency fund of $1,000 or so is enough. Personally, I’ve never felt comfortable with a baby emergency fund. While saving something is better than nothing, $1,000 is not enough for most people when a true emergency hits. Recently, I had to… Read more
The 50-30-20 Budget Plan: What Is It and How Does It Work?
Struggling to come up with your budget and actually stick to it each month? One of the easiest budgeting methods you can start with is the 50 30 20 plan. Also referred to as the 50-30-20 budget, this budgeting style proves that oftentimes less is more when it comes to overcoming the feeling of overwhelm… Read more
Best Personal Finance Podcasts and Resources to Improve Your Money Mindset
There has never been more information available on money and finances as there is today. However, so many people are still in the dark on how to master their money mindset. On a daily basis, the majority of people struggle with reaching their financial goals. They work hard, create budgets, are smart with their money… Read more
7 Expensive Habits That Are Hard To Break
Everyone has those spending habits that they need to kick. Outside of basic costs like rent, utilities, food, and clothing, there is always at least one cost that you would do well cut out completely. Whether it’s eating out too much, buying shoes that are too expensive to justify sacrificing gas money for, or not… Read more