Last month was a budget bust for me but like I said before, I’m happy to be hanging in there. To someone who’s simply over busy expensive months and cringes at the thought of mindless spending, some $0 budget categories sound awesome right about now. That’s exactly what I plan to do this month. I… Read more
Blog
January Budget Review
Happy hump day everyone! It’s time for me to be accountable and review my monthly budget. While the month isn’t quite over yet, I’ve already finished paying my bills and other expenses and I don’t really plan on spending any more money this week. Last week was pretty rough for me so *fingers crossed* I… Read more
2015 Goals: An Uphill Journey
Happy New Year! I hope everyone had a fun and safe time. I just hung out with family at a church potluck/party then went out for a few drinks with Ray and some friends after he got off work. Overall it was a fun but subtle way to bring in the new year and I’m… Read more
How I’m Paying off My Debt
Now that you’ve learned a little more about me and where my debt comes from, I figured I’d share my strategy on how I plan to pay these debts off as soon as I can and by paying the least amount of interest possible. First thing’s first, the infamous car loan. I currently owe $8,576.55… Read more
Embracing Frugal Holiday Traditions and Creating New Ones
The holiday season is among us and I must say, all I want for Christmas is my holiday traditions! I know we’ve all probably heard that Christmas isn’t just about gifts and we all should be cherishing our family during this time etc. countless times this year and while this may be true, I’m not… Read more
Better Late Than Never Goals
It’s a little late in the year and a little early in this blog to recapping my goals but I wanted to let readers know where I’m at on this journey and where I want to take my finances and my life in the future. This way, when I share my revised 2015 goals in… Read more
First Post!
Welcome to My Debt Epiphany! My name is Chonce and while I’m a 20-something recent college grad living in the midwest, I’m certainly not your average girl. I’m definitely a woman of many hats as I manage working full time, being a full time mommy to my amazing little son, freelance writing, and working hard… Read more