The average American household has $96,371 in consumer debt according to Experian. This includes around $5,221 in credit card debt and $20,987 in auto loan debt. Several years ago when I first started my debt payoff journey, I was all about saving the most money…
Are you struggling with not being able to control your spending? Just know that you’re not alone, and it’s a challenge that can be overcome. Breaking free from the cycle of excessive spending involves understanding triggers, setting financial goals, and resisting temptations. Utilizing practical budgeting…
Should I pay off debt or travel first? There’s a narrative we’ve all heard at some point on financial blogs like this one: Pay down what you owe, then you can enjoy experiences like travel and dining out. On the surface, the stance seems clear…
Is it possible to make progress when saving and paying off debt with an irregular income? I get this question all the time because most people know I left my stable job for a fluctuating income almost 3 years ago. Initially, I planned to have…
We see it happen each year. The holiday season comes along, the invites pour in and the shopping list grows. The only problem is you have debt and while you want to be diligent in avoiding digging that hole even deeper, you also don’t want…
Money is an essential aspect of our lives and one that affects everything we do. From paying bills to buying groceries and even planning for the future, we need money for everything. The thought of not having enough of it or struggling to make ends…
