A survey noted that 48% of American couples have arguments about their finances. That’s nearly half! The clash is the result of being on different pages about money. Over time, it can certainly put a strain on your relationship. One way that can be a big help in turning this around for financially feuding couples… Read more
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What is a Reverse Budget?
Whether you’re new here or not, you have probably learned quickly how much I like budgeting. Things weren’t always this way. I used to be very anti-budget. Back in 2013 when I started thinking about improving my finances, I had a very low income. The idea of making a budget and actually using it seemed… Read more
Budgeting With a Low Income, Yes It’s Possible
Longtime readers of this blog know that my income hasn’t always been great. Even when I had a low income, I knew that budgeting was the answer if I wanted to get better with money and improve my situation. Some people believe that budgeting is hard when you have a low income because there’s not… Read more
How to Come Up With a Bare Bones Budget
Do you ever wonder how much it truly takes for you to live each month? Sure, you might have a rough budget in place, but do you truly know how much money you’d need just to cover your basic living expenses. It’s one thing to budget, but a general budget includes basic monthly expenses along… Read more
4 Common Budgeting Mistakes You Need to Stop Making
Committing to a budget is one of the best things I could have done to improve my finances and get out of debt. I know most people cringe when they hear the ‘B’ word, but that’s because they’re probably doing it all wrong and making common budgeting mistakes. A budget is basically a spending plan… Read more
How to Eat Well With a $700 Monthly Grocery Budget
Let’s talk about groceries and budgeting. I originally published this blog post in 2015 and explained how my family of three eats well on a $300/month grocery budget. But oh how times have changed! Since then, grocery prices have increased and now we have a $700 monthly grocery budget. By August 2022, the Bureau of Labor… Read more
Why You Shouldn’t Put Off Traveling
Should I pay off debt or travel first? There’s a narrative we’ve all heard at some point on financial blogs like this one: Pay down what you owe, then you can enjoy experiences like travel and dining out. On the surface, the stance seems clear and undebatable. But life is not black and white. In… Read more
Side Hustles Explored: Make Money By Renting Your Car Out
I realize I haven’t mentioned any side hustle opportunities in a while. So I’m back with another interesting way to earn money – this time with your car! If you work from home, don’t use your car much, or are trying to downsize to become a one-car family, you may be interested in renting your… Read more
Why You Should Sign Up With CreditKarma If You Haven’t Already
CreditKarma has been around for almost 20 years, and has grown in popularity in the last decade or so. But, should you be using CreditKarma on your personal finance journey? Here’s our honest CreditKarma review. The main feature that CreditKarma offers is its ability to provide you with free credit reports and scores. These consist… Read more
Best Stay at Home Mom Jobs For 2024
Looking to stay at home and make money? Whether you’re a stay at home parent or spouse, you may be interested in ways to earn an income part-time. Being a stay-at-home mom is one of the most rewarding jobs and it’s something I longed for when my son was young. I wanted to be there… Read more