Our daily life can be hectic and sometimes we long for convenient ways to save time and do less. Unfortunately, seeking convenience too often can cause you to overspend quite a bit. Saving money is very convenient too and much better for your wallet and…
The average American household has $96,371 in consumer debt according to Experian. This includes around $5,221 in credit card debt and $20,987 in auto loan debt. Several years ago when I first started my debt payoff journey, I was all about saving the most money…
I’m super attached to my emergency fund. I saved my first baby emergency fund of $2,000 in 2015 when I’d just started out on my debt payoff journey. Since then, I’ve had a hard time becoming comfortable parting with the money for any reason. It’s…
I’ve always loved finding clever ways to save and get more bang for my buck. But recently, the cost of everything has gone up so much that I’m getting back into the habit of saving money as a necessity rather than a choice. As I…
Today we have a guest post from Michael. Michael is the owner of Savebly, a personal finance blog, dedicated to helping others to improve their finances and live life on their own terms. Slowly but surely, lifestyle inflation will creep up and it has the…
Tax season is among us. If you get a tax refund, it can be easy to think of all the cool things you’ll be able to pay for like fancy dinners, a new T.V., Rachael Ray pots, who knows. Receiving a lump sum or money…
