Frugality is often a complex concept to understand let alone conquer. When I first started dating Ray in college and began encouraging him to adopt my frugal lifestyle in order to save money and meet his goals, he confessed he felt like he was being ‘cheap’ and often wondered how friends and other people would… Read more
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About Me
This is more than just a debt blog. It’s a website about transforming who you are and finding your purpose through improving your finances. I’m Choncé (pronounced Chon-say), a personal finance expert and professional writer who helps ambitious millennials and Generation Z, recent college grads, want-to-be entrepreneurs get unstuck by regaining control of their money… Read more