Who said you can’t be frugal and enjoy life? I initially stumbled upon frugality when I was trying to pay off debt and the concept sounded perfect to me – spend less on everyday expenses and put more money toward debt. I essentially became frugal by necessity as I was living way above my means… Read more
frugal living
How to Work Toward Financial Independence and Still Enjoy the Present
The other day, a reader asked me a very interesting question. He wanted to know how to balance the quest for financial independence while still trying to live and enjoy life in the present as someone in your 20s and 30s. On Twitter, my bio says: “Trying to balance living a good life now and… Read more
Debt Mindset Series: Running a Marathon, Not a Sprint
Today I’m a bit sad to reveal that this is my last interview for the series for the time being. I’ve interviewed some amazing people about their debt repayment journies and I hope you’ve enjoyed the stories and inspiration as much as I have, but I’m putting the series on a break and may pick… Read more
What Do Your Friends Think of Your Frugal Ways?
Frugality is often a complex concept to understand let alone conquer. When I first started dating Ray in college and began encouraging him to adopt my frugal lifestyle in order to save money and meet his goals, he confessed he felt like he was being ‘cheap’ and often wondered how friends and other people would… Read more
Embracing Frugal Holiday Traditions and Creating New Ones
The holiday season is among us and I must say, all I want for Christmas is my holiday traditions! I know we’ve all probably heard that Christmas isn’t just about gifts and we all should be cherishing our family during this time etc. countless times this year and while this may be true, I’m not… Read more